RUUT
UK BUSINESS BANKING

A business account that actually shows up for your business

RUUT gives UK small businesses everything they need — accounts, payments, cards, transfers — without the jargon, the wait, or the attitude.

A small business owner handing a customer their order at a London high street shop
FCA Regulated
256-bit Encryption
UK-based Support

£0

Monthly fee

30 sec

Account setup

24/7

UK support

FCA

Regulated

Built for the way you work

Whether you're running a cafe, a market stall, or a mobile business — RUUT moves as fast as you do. Accept payments, send transfers, and manage your account from your phone in seconds.

  • Accept payments in under 30 seconds
  • Instant notifications for every transaction
  • No monthly fees, ever
A small business owner smiling while using the RUUT app on his phone at a cafe

Your finances, always under control

From invoicing to transfers, RUUT gives you a clear view of your business finances — so you can focus on what you actually do, not on chasing paperwork.

  • Real-time balance and transaction history
  • Send money internationally with real exchange rates
  • FCA regulated and FSCS protected
A business owner working on her laptop managing finances with RUUT
£0

Monthly fee — forever

0+

Currencies supported

Instant

Payments & transfers

0/7

In-app support

Everythingyourbusinessneeds

One account. Multiple solutions. Zero complexity.

Business Account

Your operating account, built for how SMEs actually work.

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Payment Acceptance

Accept card payments online and in-person with transparent pricing.

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Business Cards

Physical and virtual cards with spending controls and instant notifications.

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Business Transfers

Send money internationally with real exchange rates and low fees.

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Company Formation

Register your UK limited company and open your account together.

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Working Capital

Revenue-based financing to grow when you need it.

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A business owner smiling while reviewing RUUT on his phone
RUUT made opening a business account ridiculously simple. Within minutes, we were up and running — and the support team actually picks up the phone.

James Okonkwo

Okonkwo Imports Ltd

Readytoswitchtobankingthatworks?

Open your RUUT business account in under 30 seconds.