RUUT
PERSONAL BANKING

Your money, your way

A personal account built around your life. Spend, save, and send money globally — all from one beautiful app, completely free.

A woman managing her personal finances on RUUT
FCA Regulated
256-bit Encryption
UK-based Support
£0

Monthly fee — forever

Instant

Payments & transfers

0/7

In-app support

Everything in one place

Manage your GBP account, send international transfers, and track every transaction in real time — from one clean, intuitive app designed for real life, not bankers.

  • GBP current account with UK sort code & account number
  • Real-time spending notifications
  • Budget tracking and spending insights
A person managing their RUUT personal account on mobile

Send money with confidence

Send money from the UK to Turkey instantly via Visa Direct. Real exchange rates, fees shown upfront, and your first transfer is always free.

  • Instant RUUT-to-RUUT transfers
  • Via Faster Payments within the UK
  • First Turkey transfer free — no transaction fee
A person sending money internationally with RUUT

Designedforhowyouactuallylive

Beautiful App

A clean, intuitive mobile and web app designed for real people. Everything in one place, nothing you don't need.

Send Money Anywhere

International transfers at real exchange rates with low, transparent fees. Tracked in real time from the app.

Biometric Security

Face ID, Touch ID, or fingerprint login. Bank-grade AES-256 encryption protects every transaction.

Send Money Internationally

Transfer GBP to Turkey via Visa Direct. Real exchange rates, fees shown upfront, and your first transfer is free.

FCA Regulated

Your funds are safeguarded under the Electronic Money Regulations 2011. Safe, secure, and fully regulated.

24/7 Support

Reach our team any time through in-app chat, email, or phone. We're always here when you need us.

Frequently Asked Questions

Openyourfreepersonalaccount

No fees. No paperwork. Ready in minutes.