Insights for UK businesses
Plain-English guides on business banking, payments, and growing your business — from the RUUT team.
How to Open a UK Business Bank Account in Under 5 Minutes
Traditional banks take weeks. We explain what documents you actually need and how modern business accounts have changed the game for UK SMEs.
Card Payment Fees Explained: What UK Businesses Are Actually Paying
From interchange to scheme fees, payment processing costs can be opaque. Here's a plain-English breakdown of every fee on your statement — and how to reduce them.
The Real Cost of International Transfers for UK Small Businesses
Most banks advertise low transfer fees but make their margin on the exchange rate. We show you how to calculate the true cost of sending money abroad.
Sole Trader vs Limited Company: Which Is Right for Your UK Business?
Tax liability, personal protection, credibility — we break down the key differences so you can make the right structural decision from day one.
How Revenue-Based Financing Works — and When It Makes Sense
Unlike traditional loans, revenue-based financing scales with your income. Here's when it's a smart move and what to watch out for.
FCA Regulation and Safeguarding: What It Means for Your Business Money
Not all fintech accounts are equal. We explain what FCA authorisation, e-money safeguarding, and FSCS protection actually cover — and don't cover.