RUUT
BUSINESS BANKING

Banking that works as hard as you do

Accounts, cards, payments, and transfers — everything your business needs in one app, without the legacy bank baggage.

A small business owner managing his business with RUUT on his phone
FCA Regulated
256-bit Encryption
UK-based Support
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Active businesses

£0B+

Transactions processed

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Account setup

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UK-based support

Accept payments anywhere, instantly

Online, in-person, or on the go — RUUT handles every payment type with transparent 1.5% pricing and next-day settlement. No terminals to rent. No surprise fees.

  • Online & in-person card payments at 1.5%
  • Next-day settlement to your RUUT account
  • No setup fees, no monthly minimums
A business owner accepting a payment at their shop counter using RUUT

Send money globally without the markup

Transfer funds to 30+ currencies at real exchange rates — not the inflated rates legacy banks charge. Pay just £0.50 per transfer on Essential, or get 10 free per month on Plus.

  • Real mid-market exchange rates
  • 30+ currencies supported
  • Fast, tracked international transfers
A business owner reviewing international transfers on her laptop

Everythingyourbusinessneeds

One account. Multiple solutions. Zero complexity.

Business Account

Your operating account, built for how SMEs actually work.

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Payment Acceptance

Accept card payments online and in-person with transparent pricing.

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Business Cards

Physical and virtual cards with spending controls and instant notifications.

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Business Transfers

Send money internationally with real exchange rates and low fees.

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Company Formation

Register your UK limited company and open your account together.

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Working Capital

Revenue-based financing to grow when you need it.

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Readytoswitchtobankingthatworks?

Open your RUUT business account in under 30 seconds.