TRANSPARENT PRICING
Simple, transparent pricing
Start free and upgrade when you're ready. No hidden fees, no surprises — ever.
Essential
£0/ month
Everything you need to get started — free, forever.
Open Free Account- GBP business current account
- Debit Mastercard
- Instant payments (Faster Payments)
- Mobile & web app
- FCA regulated & FSCS protected
- 24/7 UK support
- Card payments — 1.5% per transaction
- International transfers — £0.50 per transfer
- Multi-currency accounts (30+ currencies)
- Priority support & dedicated manager
- Expense management & team cards
- Working capital access
First month free
Plus
£9.90/ month
Lower fees, more power, premium support.
Start Plus — First Month Free- GBP business current account
- Debit Mastercard
- Instant payments (Faster Payments)
- Mobile & web app
- FCA regulated & FSCS protected
- 24/7 UK support
- Card payments — 1.2% per transaction
- International transfers — FREE (10/month)
- Multi-currency accounts (30+ currencies)
- Priority support & dedicated manager
- Expense management & team cards
- Working capital access
The account that grows with you
Start on Essential for free. When you're ready for lower transaction fees, multi-currency accounts, and a dedicated account manager — upgrade to Plus in one tap.
- No contracts. Cancel or downgrade anytime.
- Switch plans instantly from the app.
- Your first Plus month is always free.
Common questions
- Is there really no monthly fee on Essential?
- Yes. The Essential plan is free forever. You only pay per transaction (1.5% for card payments, £0.50 per transfer).
- Can I upgrade or downgrade at any time?
- Absolutely. Switch between Essential and Plus from inside the app — no calls, no paperwork, no waiting.
- What happens after the first free Plus month?
- You'll be charged £9.90/month from month two. You can cancel or switch back to Essential before that at no cost.
- Are there any hidden fees?
- None. The prices you see are the prices you pay. We publish all our rates transparently and never add surprise charges.