Your money, your way
A personal account built around your life. Spend, save, and send money globally — all from one beautiful app, completely free.
Monthly fee — forever
Currencies supported
Payments & transfers
In-app support
Everything in one place
Manage your GBP account, send international transfers, and track every transaction in real time — from one clean, intuitive app designed for real life, not bankers.
- GBP current account with UK sort code & account number
- Real-time spending notifications
- Budget tracking and spending insights
Spend globally, pay less
Use your RUUT debit card anywhere in the world. No foreign transaction fees on the Essential plan. Real exchange rates — not the inflated rates traditional banks charge.
- Contactless, chip & PIN, and Apple/Google Pay
- Accepted worldwide wherever Mastercard is accepted
- Freeze, unfreeze, and manage your card in-app
Beautiful App
A clean, intuitive mobile and web app designed for real people. Everything in one place, nothing you don't need.
Send Money Anywhere
International transfers at real exchange rates with low, transparent fees. Tracked in real time from the app.
Biometric Security
Face ID, Touch ID, or fingerprint login. Bank-grade AES-256 encryption protects every transaction.
Multi-Currency
Hold and exchange GBP, EUR, USD, and more. Perfect for travel, international shopping, or receiving money from abroad.
FCA Regulated
Your funds are safeguarded under the Electronic Money Regulations 2011. Safe, secure, and fully regulated.
24/7 Support
Reach our team any time through in-app chat, email, or phone. We're always here when you need us.